I’m not just a company formation agent, I am also a practising accountant and trustee of a financial advice charity. I am seeing a pattern emerge where people who lose their jobs are setting up as self-employed, often working for the people who made them redundant but this time with a transfer of risk. So when the government crows that “so and so many” thousands of businesses are being set up and therefore the depression has ended, just bear this blog in mind.We don’t have to be pessimistic but a dose of realism is what we need to get out of this mess.

Written by FDAdmin