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Lloyds Bank Business Current Account

18 Months free* business banking - Lloyds Bank Business Account for start ups

Simple everyday banking that lets you focus on what matters, running your business. With a range of time saving tools and tips Lloyds Bank can back your ambition.

Running your own business can be a challenge but you can face your next step with confidence with a Lloyds Bank Business Current Account.

  • 18 months' free day‐to‐day business banking1
  • 9 out of 10 approval rate on loan and overdraft applications2
  • A UK-based management team on hand to guide and support you
  • Voted Business Bank of the Year at the FDs' Excellence Awards for the past 14 years3
  • Simple everyday banking with 24/7 access – by phone‚ online or using our mobile app4
  • Extensive online resources including business guides through our Business Knowledge Box and current research on the Business Resource Centre

This account is available for businesses with an annual turnover of up to £3 million.

How it works:

  • Once your company has been formed, we will send you details directly to Lloyds Banks via a secure connection.
  • You will receive a call from a Lloyds Business Manager within 48 hours to arrange a meeting at a branch convenient to yourself. Lloyds aim to offer all clients a meeting within 7 days.
  • Once your account has been opened, you can claim your cashback through your My Account.

1Free business banking includes cheques, standing orders, cash, UK Sterling Direct Debits, deposits and withdrawals. All we ask is that you operate your account in credit or within agreed limits.

29 out of 10 is based on formal credit applications and is an average across the period January 2017 ‐ December 2017.

3FDs' Excellence Awards 2005‐2017 supported by Real Business. For more information visit lloydsbank.com/bankoftheyear.

4We don't charge you for Mobile Banking but your mobile operator may charge you for certain services such as downloading or using the app, so please check with them. You will need a smartphone running iOS or Android. The app is not compatible with some older versions of the operating systems ‐ check the Apple App Store or Google Play for more details. Business Internet Banking registration required. Services may be affected by phone signal and functionality. Use of Mobile Banking is subject to our Business Internet Banking Terms and Conditions.

Occasionally we may need to carry out essential maintenance, resulting in some interruption to service.

We adhere to The Standards of Lending Practice which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk.

Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Telephone: 0207 626 1500.

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Registration Number 119278.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.

This offer is only available to companies (Limited by Shares and LLPs) with UK resident directors and shareholders. Companies (Limited by Shares and LLPs) with overseas or nominee directors and shareholders are not eligible for this offer.

This offer is not available to companies Limited by Guarantee.

Where accountants buy from Freephone 0800 085 45 05
Landline0161 798 9999
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